A real estate loan got usually by mortgaging a property is called a mortgage loan. These are basically cash advance loans that are secured by using the property as collateral. This is a common form of loan taken in almost all countries around the world. This is because most people do not have enough liquid cash or savings to buy a property outright. Since in most countries, home ownership is a top priority, these forms of loans are common. The home purchaser or builder can obtain the loan from a bank either directly or through intermediaries, which will be indirectly. The size of the loan, interest rate, maturity period and payment options vary with each financial institution. The Pacific Advance financial portal has got all the information about financial institutions that give you mortgage loans especially mortgage brokerage, refinance and lenders and it is very useful especially for the first time real estate buyer.